What We Are

One platform for crypto — and the money around it.

Finik brings together everything you do with digital assets — holding them, moving them, spending them, and putting them to work — in a single account. No juggling a wallet in one app, an exchange in another and a card somewhere else: one place, with a clear view of every balance.

Who It's For

  • For individuals — crypto-native people who want everything in one place: a multi-asset wallet, instant swaps between assets, a card that spends straight from your balance, and simple ways to invest or grow what's sitting idle — all tracked from a single dashboard, in real time, with AI-powered insight built in.
  • For businesses — teams and operators who earn and spend in crypto (miners, IT founders, freelancers, marketers, e-commerce). One platform that combines a crypto exchange with the payment rails a business still needs — large-volume OTC trades when you're converting a big batch of crypto to fiat or fiat to crypto, and idle balances put to work.

Built on Regulated Infrastructure

Finik runs on a stack of institutional-grade partners — each handling what they do best.

Crystal Blockchain Analytics Screens on-chain activity for risk and compliance. Notabene Travel Rule Keeps cross-platform transfers Travel Rule compliant. Persona Identity Verifies identity for individuals and businesses (KYC/KYB).

How We Keep Funds and Data Safe

Your assets stay safeguarded, segregated and accounted for — verified inside and out.

Held safely

  • Client balances are backed 1:1 — what you hold is what we hold.

  • Client funds are held separately from Finik's own operating capital.

  • At least 85% of client funds are held in cold storage.

  • Movements of client funds require multi-signature authorisation.

Screened & compliant

  • Every transaction is screened against sanctions and risk signals before it settles.

  • A full AML programme, sanctions and PEP screening.

  • Cross-platform transfers are kept Travel Rule compliant.

  • We report in line with regulatory requirements in the jurisdictions where we operate.

Monitored & verified

  • Our systems reconcile continuously, 24/7 — any drift is flagged the moment it appears.

  • Round-the-clock monitoring of risk and security, with rapid response.

  • Our group undergoes regular independent external audits — financial and compliance.

  • Client data and systems are encrypted in transit and at rest, hosted in Canada.