About Finik: Regulated Crypto Platform

One platform for crypto, and the money around it.

Finik is not a single product. It’s a connected ecosystem of services: wallet, crypto exchange, stablecoin payments, crypto cards, OTC, investments and more, all under one roof, fully regulated.

Who It's For

  • For individuals: crypto-native people who want everything in one place: a multi-asset wallet, instant swaps between assets, a card that spends straight from your balance, and simple ways to invest or grow what's sitting idle, all tracked from a single dashboard, in real time, with AI-powered insight built in.
  • For businesses: companies that earn, spend and hold value in crypto: mining operations, e-commerce and online services, IT and marketing companies, funds and trading desks. One platform that combines a crypto exchange with the payment rails a business needs: large-volume OTC conversions, treasury in one place, and idle funds put to work.

Built on Regulated Infrastructure

Finik runs on a stack of institutional-grade partners, each handling what they do best.

Crystal Blockchain Analytics Screens on-chain activity for risk and compliance. Notabene Travel Rule Keeps cross-platform transfers Travel Rule compliant. Persona Identity Verifies identity for individuals and businesses (KYC/KYB).

How We Keep Funds and Data Safe

Your assets stay safeguarded, segregated and accounted for, verified inside and out.

Held safely

  • Client balances are backed 1:1

  • Client funds are held separately from Finik's own operating capital

  • At least 85% of client funds are held in cold storage

  • Movements of client funds require multi-signature authorisation

Screened & compliant

  • Every transaction is screened against sanctions and risk signals before it settles

  • A full AML programme, sanctions and PEP screening

  • Cross-platform transfers are kept Travel Rule compliant

  • We report in line with regulatory requirements in the jurisdictions where we operate

Monitored & verified

  • Our systems reconcile continuously, 24/7. Any drift is flagged the moment it appears

  • Round-the-clock monitoring of risk and security, with rapid response

  • Our group undergoes regular independent external audits: financial and compliance

  • Client data and systems are encrypted in transit and at rest, hosted in Canada