About Finik — Regulated Crypto Platform
One platform for crypto — and the money around it.
Finik is not a single product. It’s a connected ecosystem of services — wallet, crypto exchange, stablecoin payments, crypto cards, OTC, investments and more — all under one roof, fully regulated.
Who It's For
- For individuals — crypto-native people who want everything in one place: a multi-asset wallet, instant swaps between assets, a card that spends straight from your balance, and simple ways to invest or grow what's sitting idle — all tracked from a single dashboard, in real time, with AI-powered insight built in.
- For businesses — teams and operators who earn and spend in crypto (miners, IT founders, freelancers, marketers, e-commerce). One platform that combines a crypto exchange with the payment rails a business still needs — large-volume OTC trades when you're converting a big batch of crypto to fiat or fiat to crypto, and idle balances put to work.
Built on Regulated Infrastructure
Finik runs on a stack of institutional-grade partners — each handling what they do best.
How We Keep Funds and Data Safe
Your assets stay safeguarded, segregated and accounted for — verified inside and out.
Held safely
Client balances are backed 1:1 — what you hold is what we hold.
Client funds are held separately from Finik's own operating capital.
At least 85% of client funds are held in cold storage.
Movements of client funds require multi-signature authorisation.
Screened & compliant
Every transaction is screened against sanctions and risk signals before it settles.
A full AML programme, sanctions and PEP screening.
Cross-platform transfers are kept Travel Rule compliant.
We report in line with regulatory requirements in the jurisdictions where we operate.
Monitored & verified
Our systems reconcile continuously, 24/7 — any drift is flagged the moment it appears.
Round-the-clock monitoring of risk and security, with rapid response.
Our group undergoes regular independent external audits — financial and compliance.
Client data and systems are encrypted in transit and at rest, hosted in Canada.
Corporate Information
FinikPay Inc.
Business number: 798814158TZ0001
FINTRAC MSB Reg. No. C100000137
Ontario corporation number: 1000608068
Suite 548, 1235 Bay Street, Toronto, ON, Canada M5R 3K4
Finik Money Services Inc.
Business number: 747406833TZ0001
FINTRAC MSB Reg. No. N300000138
Ontario corporation number: 1001462337
Office 546, 1235 Bay Street, Toronto, ON, Canada M5R 3K4